Short Term Funding

Looking for cash flow relief for your farming business? Explore Australian Agri Finance’s short term funding options, available to you when you need it most. 

Our Partners

Fast & Hassle-Free Short Term Finance

Short term finance can take a world of pressure off the shoulders of farming businesses. That’s why at Australian Agri Finance, we offer some stress-free short term funding products to keep you on your feet. 

We understand that maintaining cash flow is an essential aspect of business, and during slower seasons or unexpected difficulties, keeping your money moving can be a challenge. AAF’s short term funding options help smooth our cash flow issues, giving you more space to navigate turbulent times. 

The Australian Agri Finance team aren’t just financial experts – we understand the ins and outs of agricultural business. We believe in supporting and uplifting the farming businesses that are the backbone of the Australian way of life. 

Read below to learn more about our short term finance options and discover which one will better support your business. Alternatively, give our team a call today to find out how we can help.

Inventory Finance

At Australian Agri Finance, we offer inventory finance as a short term funding solution for farmers and agricultural businesses. Inventory finance is a style of asset-based funding, allowing you to obtain a line of credit by using existing inventory as collateral. The existing inventory can be new or used.

This line of credit can be used to purchase new equipment or simply to assist your business’s cash flow. If you’re struggling with ebbing and flowing seasons and need to keep cash flow steady, why not consider the potential of your current inventory?

The benefits of inventory finance with AAF include:

  • Often easier to obtain than other leasing and finance options
  • Less emphasis on credit history during approval process as the loan is secured
  • Allows your business to carry more stock and equipment
  • Improves business cash flow
  • Provides a line of credit separate from your banking operations


To discover more about our inventory financing services, contact the Australian Agri Finance team today.

Helping Australian farming businesses grow and thrive

With a range of finance products tailored for the agricultural industry, AAF has a funding solution for every season.

Debtor Finance

At Australian Agri Finance, we can provide your business with short term funding in the form of debtor finance. Debtor finance, sometimes referred to as invoice finance, works by using your accounts receivable as collateral. This process allows your business to finance slow-paying invoices and outstanding accounts to provide upfront funding and smoother cash flow.

Debtor finance uses your company’s debtors as our primary source of security. This means your business can continue to pay operating expenses even when clients and debtors are slow or late in making payments. Within 24 hours of receiving the invoices, we can make advances on outstanding invoices. This finance solution can stay undisclosed to your company’s clients.

The benefits of debtor finance or invoice finance include:

  • Financial assistance tailored to your business needs
  • Receive an ongoing line of credit
  • More accessible to obtain than other loans and leases
  • Outstanding invoices are the only security
  • Provides extra capital to your business
  • Allows you to smooth cash flow


Don’t let unpaid invoices stunt your business. With a debtor finance agreement through Australian Agri Finance, we can help your business continue to grow even with outstanding invoices. Give us a call today to find out more.

Weighing Up Your Finance Options? We Can Help

AAF Has A Network Of 25 Quality Lenders, Meaning We Can Find You The Right Finance Solutions With A Single Application.

Why Might You Need Short Term Agricultural Finance?

There are a number of reasons that your agricultural business might need to access short term finance. At Australian Agri Finance, we understand the needs of the agricultural sector and the challenges business owners need to navigate. That’s why we take care of our clients’ livelihood and provide short term funding when they need it most. 

Short term funding loans are most commonly used to take care of your business’s immediate needs. Our short term funding options have a fast turnaround, so you can rely on us if your business runs into unexpected issues or seasonal disruptions. 

We understand how quickly circumstances can change on a farm. If a season doesn’t play out as expected or extreme weather conditions take you by surprise, our team knows how seriously this can impact agricultural operations. Even broken machinery or malfunctioning equipment can be detrimental at the wrong time of the year, and it’s critical to get the funding you need fast. 

If you’re facing any of these challenges, Australian Agri Finance has the short term funding solutions to help you weather the storm. To find out how we can help, get in touch with the AAF team today.

Talk To The AAF Team Today

Get In Touch

Find Us

South Australian Office

Talk To The AAF Team Today

Get In Touch

Find Us

South Australian Office

Talk To The AAF Team Today